What type of insurance is typically required for landscape contractors in Nevada?

Landscape contractors in Nevada are typically required to carry general liability insurance and workers' compensation insurance. General liability insurance protects contractors from claims related to bodily injury, property damage, and personal injury that may occur as a result of work performed. This is crucial in the landscaping industry, where accidents can happen, and property damage might occur, due to the nature of the work involving heavy machinery, tools, and interacting with clients’ properties.

Workers' compensation insurance is also essential as it covers medical expenses and lost wages for employees who may get injured on the job. In Nevada, businesses are mandated to have workers' compensation insurance if they employ more than one person. This requirement protects both the employees and the employer by providing a safety net in the event of workplace accidents.

Considering the nature of landscape contracting, where both liability for property damage and employee safety are pertinent concerns, the combination of general liability and workers' compensation insurance is critical for compliance with state regulations and ensuring adequate protection for both the contractor and their clients.